Privacy policy

Last updated October 5, 2026

This policy explains how Patrick Taba (NMLS #1553052) and E Mortgage Capital, Inc. (NMLS #1416824) collect, use and share information through mortgagepatrick.com and patricktaba.com, which redirects to it.

What we collect

Information you give us. When you use a contact form, we collect your name, phone number, email address, what you're looking to do, the property state, your timeline, any notes you add and whether you agreed to calls and texts. If you're a real estate agent, we also collect your brokerage. We also note which page you used and how you found the site, such as an Instagram post or ad, when the link includes that information. If you call, text or message us on Instagram, we receive your contact details and whatever you choose to share.
Technical information. Like most websites, our hosting, font and rate-data providers (GitHub delivers the weekly rate averages) receive basic technical data when pages load, such as your IP address and browser type. This site itself doesn't use advertising cookies or analytics tracking. The Homebot form on the Home equity page may use its own cookies.

How we use it

We use your information to respond to your request, explain your loan options, help you apply if you choose to, and meet legal and regulatory requirements. If you agree, we may call or text you about your request, including with automated technology.

How we share it

We share your information only as needed to help you:

Within E Mortgage Capital, Inc., including with another licensed E Mortgage Capital loan officer if you're buying in a state where Patrick isn't licensed.
With service providers that help us run this site and contact you, such as website hosting, form processing, customer relationship management and texting tools. They may use it only to provide those services.
When required by law, regulation or legal process.

If you request a home value report, the form is provided by Homebot, Inc. Homebot receives the address and contact details you enter and handles them under its own privacy policy.

We don't sell your personal information. We don't share your mobile number or text-message consent with third parties or affiliates for their marketing.

Text messages

If you agree to texts, message frequency varies and message and data rates may apply. Reply STOP at any time to opt out, or HELP for help. Agreeing to texts isn't required to get a loan.

If you apply for a loan

Information in a loan application is also covered by E Mortgage Capital's privacy notice under federal law, which you'll receive when you apply.

Keeping your information safe

We use reasonable safeguards to protect your information, but no way of sending or storing data online is completely secure. Please don't send Social Security numbers or account numbers through the contact form.

Your choices

You can ask what information we have about you, or ask us to correct or delete it, subject to records we're required to keep under mortgage and other laws. Depending on where you live, including California, you may have additional privacy rights. To make a request, contact us using the details below.

Do Not Track

This site doesn't track you across other websites, so it doesn't respond differently to browser Do Not Track signals.

Children

This site isn't meant for children under 13, and we don't knowingly collect their information.

Other websites

Links to Instagram, Google, Birdeye, Homebot, Freddie Mac, NMLS Consumer Access and E Mortgage Capital take you to sites with their own privacy policies.

Changes to this policy

We may update this policy. The date at the top shows when it last changed.

Contact us

Patrick Taba, (949) 468-3931
E Mortgage Capital, Inc., 3750 S. Susan St., Santa Ana, CA 92704