Patrick TabaMortgage Loan Advisor E Mortgage Capital E Mortgage Capital
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Patrick Taba, also known as Mortgage PatrickMortgage Loan Advisor in Orange County, California

VA home loans for those who served.

If you're an eligible veteran, active-duty service member or surviving spouse, a VA loan is often one of the strongest ways to buy. I'll help you get the most from your benefit.

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4.8 out of 5 from 50+ client reviews

Patrick Taba (Mortgage Patrick), NMLS #1553052, Santa Ana, CA. E Mortgage Capital, Inc., NMLS #1416824, licensed in 47 states. In states where Patrick isn't individually licensed, you'll be connected with a licensed E Mortgage Capital loan officer.

What to know about VA loans

  • No monthly mortgage insurance

    VA loans don't require monthly mortgage insurance.

  • The funding fee, explained

    Most VA loans include a one-time funding fee that can usually be rolled into the loan. Veterans receiving VA disability compensation are generally exempt.

  • Your Certificate of Eligibility

    Your COE confirms your benefit, and I can usually request it for you.

  • Use it again

    VA benefits can often be used more than once, depending on your remaining entitlement.

From a client

Thank you for all the help and support to make my refinance completed. Outstanding professionalism. Bravo Zulu.

Percival M., USN Ret.Birdeye review

VA loan questions

Who's eligible?

Eligibility depends on your length and type of service. Veterans, active-duty service members, some National Guard and Reserve members, and some surviving spouses may qualify. Your Certificate of Eligibility confirms it.

Can I have two VA loans at once?

Sometimes. It depends on how much entitlement you have left.

Are VA appraisals stricter?

VA appraisals also check that the home meets minimum property requirements, so some repairs may need to be done before closing.

Get your options

Share a few details and I'll follow up by phone or text. Rather reach out yourself? Use any of these.

E Mortgage Capital is licensed in 47 states. Pick your state in the form, and if I'm not licensed there, I'll connect you with a licensed loan officer on our team.

"Helpful and expeditious, Patrick's team was able to answer all of my questions and took care of my refinance quickly from beginning to end."

Kenneth S., Birdeye review

Patrick TabaMortgage Loan Advisor, NMLS #1553052

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